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6 Things to Keep in Mind Before Taking an Education Loan

With education cost rising every year, education loans have almost become inevitable.  As most of the students studying in top educational institutions expect to earn high salaries at the end of their studies, they are likely to be in a position to repay the education loans over a period of […]

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Should You Take an Education Loan for Higher Studies

According to a reliable source, the ticket size of educational loans in India has increased 47 percent in the last fiscal year, while the number of students seeking loans has reduced by 7 percent to 2.5 lakh. This data tells us that while the total amount of student loans has […]

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Top 7 Education Loans for Indians Seeking Foreign Education

The dream of studying abroad is seen by many students, but most of the students give up the hope of seeking education at a foreign institution when they learn about the costs associated with realizing this dream. If you are also planning to give up this dream, there is some […]

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Why Are Co-Operative Banks in India Essential for the Country?

There are a lot of co-operative banks in India and so long that we are just used to them being there. Have you ever paused and thought why India has so many co-operative banks?  Are they essential for the economy? Are they vital for democracy? If so, you’ll get all […]

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13 Reasons Why You Need to File Income Tax in India

I am a tuition teacher, I don’t need to file income tax. I am just a middle-class woman earning some money from my home kitchen, surely, I don’t need to file income tax. If you can relate to these statements then it’s probably time, we enlighten you on why tax […]

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Home loans for low credit scores

If your credit score is low that affects your financial standing, therefore a good credit score is in your best interest. There are important factors that is looked at before credit is attained. Banks and NBFCs do consider certain crucial financial aspects before sanctioning any type of credit line to […]

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Ombudsman Scheme for Digital Transactions (OSDT)

The Reserve Bank of India (RBI) launched the Ombudsman Scheme for Digital Transactions (OSDT) vide a notification dated 31 January 2019 for redressal of complaints against ‘system participants’ as defined in the said scheme. It is an expeditious and cost-free apex-level mechanism for resolution of complaints regarding digital transactions undertaken […]

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Importance of Travel Insurance for Overseas Travel for Students

The importance of travel insurance for overseas travel for students is often overlooked by students as well as their parents. If you are a student who is planning to go abroad for studies or you are a parent of such a student, then you should know that student’s travel insurance […]

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Things You Should Know About When Considering Overseas Travel Insurance for Pre-Existing Conditions

People who are going abroad or opting for international travel often wonder whether they can opt for overseas travel insurance for pre-existing conditions. Well, the answer is yes. You must opt for overseas travel insurance even if you have pre-existing conditions. Here is a list of things you need to […]

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How to Find Health Insurance for International Student Travel

Students and parents of students who are going abroad often wonder how to find health insurance for international student travel. If you are also worried about this, then you should read on. Here are a few simple steps you can follow to pick the best possible insurance option that works […]

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Personal Income Tax Provisions for FY 2018–19

Death, taxes and childbirth! There’s never any convenient time for any of them.  ~ Margaret Mitchell You may not have made resolutions and lifestyle changes in the New Year, but your financials for sure will undergo a few impacting alterations. Although the finance ministry may not have made significant changes in […]

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What are chit funds?

A chit fund is an arrangement where a set number of people come together to contribute a fixed amount at intervals. This forms a pool or a kitty. During the process of collection, any member can draw a sum through ways like a lucky draw, an auction or a member […]

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Jet Airways to pay Rs 25,000 for changing flight without permission

A 72-year-old cardiologist had filed a complaint against Jet Airways for rescheduling his flight without informing him. The court has ordered the airline to pay Rs 25,000 as compensation and also return the booking amount with nine per cent interest from the date of payment.Complainant Dr Nautej Singh had planned […]

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What is E Payment and Types of E Payment Services

If you are new to the world of online payments, then you must know what is e payment, what e payment services are available today and the types of e payment system. This information will help you to do your online transactions smartly and safely. What is E Payment? E […]

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Is it safe to shop online with a debit card?

If you are an Indian consumer who often wonders is it safe to shop online with a debit card then you should know the answer is yes. You just need to ensure that you become a smart person and avoid pitfalls that can compromise your financial information and lead to […]

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How to Use a Debit Card Online Safely: Debit Card Safety Tips You Mustn’t Ignore

If you have never used a debit card before and you have questions like how to use a debit card online or how to use a debit card online safely, then you must read on. Here you can know the basics of debit card use and learn valuable debit card […]

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Internet banking – private or nationalised banks have better services ?

Online banking has made it possible for customers to do simple tasks like accessing their savings account anytime, keep track of their account balance, get e-statements, pay bills online, shop online, transfer funds and much more in under a few clicks and within a matter of minutes. Internet banking exists […]

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Online Banking Guide: The Advantages and Disadvantages

In simple terms, online banking or internet banking is the means to manage money online or through your mobile or computer. An online bank offers customers just about every service traditionally available through a local branch, including deposits to online bill payment. Banks pay a leading role in this paramount […]

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Chit Funds (Amendment) Bill, 2018 – What’s amended and what’s not

The Government of India has introduced the Amendment Bill to facilitate orderly growth of the chit funds sector and to remove the bottlenecks being faced by the sector. It is also expected to enable greater financial access for people (consumers). Amendments are being made to sections 2, 11, 16, 17, […]

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Liquid Mutual Fund – Buying Guide

Liquid funds are short termed income schemes that invest in money market instruments such as government securities, treasury bills among others. If you have idle money in your account, it is best to invest it in a liquid fund for short time periods.Let us take an example, if you have […]

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How to choose the best Liquid Mutual Fund

Liquid funds are best for those who are looking for short-term investment avenues. Instead of keeping it in a savings bank account, you can invest that recent bonus which you received in a liquid fund. In this case, you want to know the parameters of choosing the best liquid mutual fund. […]

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What are Liquid Mutual Funds?

Liquid funds are mutual funds that invest your money in short-term market instruments such as treasury bills, government securities, commercial papers and term deposits. These funds have low maturity period (3-6 months) and you can save money for example your child’s school fees. It is a low-risk instrument giving returns […]

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Where Can You File a Complaint against Fraudulent Ponzi Companies?

If you have been cheated by any ponzi scheme, then it is important to file your complaint. But many investors are not sure where and how to lodge a complaint.You can file a formal complaint in the official siteAccording to RBI, this website is meant to facilitate lodging of any […]

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To Invest or Not Invest in Ponzi Schemes

As a wise man once said, ‘there is a sufficiency in the world for man’s need but not for man’s greed.’ Probably this thought defines why ponzi schemes continue to flourish across the world despite the unearthing of various scams and the resultant bad press. While the one who starts […]

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Ponzi Scheme – Precautions to take

A Ponzi scheme is an investment fraud that promises quick, easy, and significant returns on investments with little or no risk. Ponzi schemes are also known as pyramid schemes they pay existing investors out of the money invested by new investors. These schemes require a constant flow of new money […]

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Buying Guide: How to buy Best Term Life Insurance Plans?

‘Why should I keep paying for a product that does not give anything in return?’ is a common question that people ask insurance advisors. Not everyone can appreciate the fact that one pays a premium because there is a guarantee that if something untoward happens to him or her, their […]

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Financial Planning Basics: Creating a Financial Plan in Six Simple Steps

It is a fact that most people spend lavishly when they are earning well and don’t think about their financial future. As a result, they end up with a lot of debt when their earnings reduce due to reasons like retirement. A sure shot way of preventing yourself from landing […]

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How to File an RTI Online?

The Right to Information Act (RTI) is considered to be one of the strongest pieces of legislation as it gives citizens the power to question public authorities and their activities, thereby not only promoting transparency, but demanding accountability as well. A normal citizen can keep an eye on public authorities’ […]

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Payment Banks: So that no one is left out

Lately, ‘payment banks’ have been a lot in the news. What exactly are these ‘banks’ and are they going to be any different from the regular banks? Who are their primary target customers? What is their future likely to be in the banking system? Will they be allowed to stay independent (unlike in […]

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What is E Aadhar Card? | E-Aadhar Card Benefits

The digitalization wave has hit India, and the Indian government is also not untouched by it. Thanks to digitalization, the government has thought of compiling a single central database that will collect and store information of all the citizens in one place. The result of this thinking is the introduction […]

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Download E Adhar Card Online | E-Adhar Card Status

Adhar card is a way of life in India now. to make things easier, all information is available online and there is a provision to download e-adhar card. This article is all about – how to download an e aadhar card, how to get e aadhar, and how to check […]

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A Comprehensive Guide for Retirement Planning in India

It is a well-known fact that a few years after you start your professional life, you start coming across terms like retirement planning, best retirement plans, the best retirement age and retirement benefits. If you are also listening to these terms a bit too often and you are wondering what […]

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The Most Definitive Guide to Pradhan Mantri Awas Yojna

Almost every Indian dreams of having his or her own home. If you are among them and you aren’t able to afford one till date, then you should know of Pradhan Mantri Awas Yojna home loan assistance scheme which will make your dream of owning a home in an urban […]

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Reliable Pradhan Mantri Awas Yojna Bank List

When people think about applying for Pradhan Mantri Awas Yojna, they often wonder where they can get Pradhan Mantri Awas Yojna Bank List. If you are also wondering the same, then you should be happy to know that there are more than 80 banks that will help you to get […]

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Understanding the Cooperative Banking Structure in India

Some cooperative banks are older like their peers in the commercial banking sector. There are cooperative entities as old as 1906 & later, who first ventured into the cooperative sector as a cooperative credit society serving limited clientele in the agricultural sector with limited membership holding shares. Later on, they […]

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List of Cooperative Banks in India

Cooperative banks have limited branches in the country. They are mostly concentrated in the States where they were originally established by some distinguished farmers or socially-committed Samaritans after obtaining license from the RBI. It has been seen that as the coop banks cater to a particular community who may be […]

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Cooperative Banks: Cooperative Banking meaning, their limitations and how are they different from commercial banks

What are Cooperative Banks in India? Cooperative Banks are registered under State Laws and primarily cater to rural poor & agriculturists. They provide term credit to agriculture & obtain refinance/concessional interest from RBI. All Cooperative Banks are governed by Banking Regulation Act. They have limited scope in branch expansion and […]

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All You Need to Know About Filing GST Return Online

Every entity that is registered under GST needs to file a GST return. Even if an entity fails to make a purchase or sales in the given period, it still needs to file a Nil return. If you are curious to know the GST return filing procedure or how to […]

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GST FAQs – What is GST, Benefits, Implementation and More

GST stands for Goods and Services Tax that is levied by the Government of India. Since its inception, it has been surrounded by a lot of buzz. If you are also curious to know about it then here are a few FAQs that may help you get all the answers […]

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How to do GST Registration Online and Get a GST Number?

GST stands for the goods and services tax. It is mandatory for every dealer with a turnover of INR 20 lakh (10 lakh in some states) to register for GST. If you fall under that category, then you should know the process of GST registration online, fill the relevant GST […]

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Ayushman Bharat Yojana (ABY) | National Health Protection Mission

“Swasth Bharat, Samriddha Bharat”

What Is Ayushman Bharat Yojana (ABY)?

This scheme aims to cover over 10 crore poor and deprived rural families as well as families of identified occupational categories of urban workers (as per the latest

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Beware of Additional GST on MRP and Discounted MRP Levied by Unethical Retailers

Beware of Additional GST on MRP and Discounted MRP Levied by Unethical RetailersGST stands for Goods and Services Tax, and it is a combination of state, and Central taxes levied on goods and services. Some retailers are levying GST on MRP or discounted MRP as an unethical business practice. The […]

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National Pension Scheme (NPS): Eligibility, Joining Process and Types

National Pension Scheme or NPS scheme is an initiative of the government of India. It is a contribution-based pension scheme that allows a person to create a retirement corpus. Men and women can use it as a saving-investment or post-retirement tool. It was earlier created for government employees only, but […]

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Buying Guide: How to choose the best retirement plans

What you need to know before you start investing in a unit linked retirement plan?Unit linked life insurance plans are different from traditional insurance plans (endowment/participating) and are subject to different risk factors.Premiums paid in unit-linked life insurance plans are subject to investment risks associated with capital markets, and NAVs […]

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Living Will becomes crucial since Passive Euthanasia is legal in India now

In March this year, in what was a landmark judgement, the highest court of the country allowed ‘peaceful death’ (passive euthanasia in medical terms) of terminally ill (vegetative state) patients when according to medical advice the patients are in ‘coma’ or in a state of condition where their chances of […]

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Buying Guide: How to get the Best Top up Medical Insurance Plan?

Why do you need a Top up Medical Insurance Plan? You have not yet taken any health insurance policy.You do have a basic/regular medical insurance policy with, say, X company but this company does not provide a top up cover.You have a medical insurance policy but the sum assured is […]

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What happens to Fixed Deposits in case banks or finance companies go bankrupt?

Various surveys point out that the majority of households prefer to park their money in bank deposits, with less than 10 per cent opting for investing in mutual funds or stocks. Why? Because consumers believe that investing in bank fixed deposits is one of the safest and oldest (hence tried […]

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Bank must compensate woman for sharing info with estranged husband

A bank has a relationship of fidelity with its customers and it cannot share their personal information or financial statement with anyone else, the Delhi State Consumer Commission said while holding a private bank, HDFC, guilty of deficient service by providing account details of a woman to her estranged husband […]

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Railways must compensate for dosa served with iron screw

The consumer forum in Bengaluru has directed the Chief Regional Manager, Railways, to shell out Rs 6,500 as compensation for serving a dosa with an iron screw in it, to one (retd) Col. RC Gupta. The consumer forum comprising president T Shobhadevi and member V Anuradha said that the complainant […]

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What is 80c?

Taxes are an essential part of the Indian economy. All people, companies or entities who earn more than a specified income are bound to pay taxes to the government which enables the government to earn revenue and let a taxpayer enjoy some basic facilities. If you are also a resident […]

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How to Apply for a PAN Card Online?

Permanent Account Number is an important document that comes in handy while doing any transaction be it opening a savings bank account or applying for a debit card. It allows the income tax department to track the income of any individual, company, Hindu Undivided Family or any other person/entity. Earlier, […]

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Railways can’t be blamed for chain snatching through window: NCDRC

The Indian Railways cannot be blamed for a chain-snatching incident if the ‘miscreant’ is outside the train compartment, the National Consumer Disputes Redressal Commission (NCDRC) said while quashing lower-fora orders holding it responsible for the loss to a passenger.The NCDRC’s observation came on a revision petition by the railways in […]

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Currency notes likely to cause diseases: Food safety authority

The Food Safety and Standards Authority of India (FSSAI) has issued a warning that currency notes and coins can cause infection and diseases. The unhygienic and careless handling of currency notes and coins is the reason for infection. The FSSAI has directed the food safety commissioners to organize programmes to […]

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Good news for pensioners: Medical reimbursement cannot be denied because treatment was in non- empanelled hospital

The Supreme Court bench of Justice RK Aggarwal and Justice Ashok Bhushan, in the matter of Shiva Kant Jha versus Union of India, vide judgement dated 13.04.2018, has held that Central Government Health Scheme (CHGS) medical claim cannot be denied merely because treatment was in a non- empanelled hospital.The brief […]

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File Income Tax Return Online with These Simple Steps

Are you curious to know more about income tax e-filing? Do you want to file income tax return online but need some help? If the answer to both these questions is yes, then you would be wise to read on. Here you can know how you can complete efiling of […]

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Have a Grievance against a NBFC? There is an Ombudsman to go to

Thanks to the new Ombudsman Scheme launched this year, individuals investing in fixed deposit schemes of non-banking financial companies (NBFCs) now have a government body to fall back upon in case of deficiency in service including any default in their deposits. This move was

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Latest Income Tax Slabs for FY 2019-20

Latest Income Tax Slabs, Income Tax Rates and Income Tax Limits for 2019-20 In India, the new year is celebrated on 1st January while the financial year begins on 1st April every year. For some people, the former involves making new resolutions and lifestyle changes while for the latter, some […]

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Hyderabad Forum slaps Rs 50,000 fine on insurance company

The Hyderabad District Consumer Forum has slapped a fine of Rs 50,517 on National Insurance Company for deficiency of services.Daredoa Safaraz had subscribed to a group mediclaim policy of National Insurance Company for his wife, father Kurban and himself. In 2014 Kurban developed numbness over the left side of face […]

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Commercial Vehicle Insurance Claim Process

Filing of Commercial Vehicle Insurance Claim Claims
The increasing number of accidents and incidents of vehicle thefts has made it essential for policyholders to know how to file vehicle-insurance claims. When the accident happens, call your insurance company representative as soon as possible—even

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What Does the Package Commercial Car Insurance Policy Offer?

Before reading the inclusions, exclusions and addons that you should focus on before buying a commercial car insurance policy, understand the below terminologies that will help you to understand the process easily.
Difficult Terminologies Explained
 
Legal liability (as applicable to commercial vehicles

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Inclusions and Exceptions of International Travel Insurance

International Travel Insurance is important to cover the medical emergencies or financial exigencies that might happen when you travel overseas. You need to read the finer print of these policies and know what all is included and what all is not so that you

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Points to consider to finalize Overseas Travel Insurance

Pre-existing medical conditions
Older travellers are more likely to have a pre-existing medical condition (such as hypertension) – and some will find that they are denied cover because of that condition. But there are insurers who will offer cover specifically for older travellers with

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All about Second Hand Car Loans

There are many reasons why you will buy a second hand car (or used or a pre-owned). For instance:
a) You cannot afford the cost of a new car.b) A second hand car is cheaper due to pre-loaded insurance and road tax.c) You can

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Bank Locker Insurance

Do you have a Bank Locker Insurance?
With your jewellery and valuables inside your bank locker you can have a goodnight sleep. Well that is what you think so? However, one gets to read about safe locker thefts frequently and who knows your safety

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Advantages and disadvantages of bank lockers

Bank lockers are one of the safest options to keep your jewelry and important papers safe. Safe lockers are made of high quality thick steel plates with screws fitted on them making it difficult for robbers to break open. But do you know what are

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Tips for Hiring a Locker

We all know that keeping articles safe in a bank locker is the best possible way to keep your assets secured. But how to hire a safe locker that’s just right for you? What are the tips for hiring a locker? Though banks do

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What are the RBI Guidelines on Bank Lockers?

Do you think you really can have a sound sleep thinking your valuables are secured in safe deposit lockers? Well not really. The notification issued by the Reserve Bank of India or RBI on bank lockers clarifies that bank locker hirer in
India is

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What are ULIP returns and why should I invest in ULIP?

The performance of various ULIPs or Unit Linked Insurance Plans, with reference to growth of units, depends on market forces as also the efficient management of investments by the appointed fund managers. Due to the ups and downs in the market based on demand/supply

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What is ULIP or Unit Linked Investment Plan?

ULIP or Unit Linked Investment Plan is a combination of insurance and investment. A portion of the premium paid by the policyholder is utilised to provide insurance coverage to the policyholder, while the remaining portion is invested in equity and debt instruments. The aggregate

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What are Associated ULIP charges?

Your ULIP policy may come with additional associated charges. Please read the terms and conditions carefully before opting for ULIP. These charges could be :

Premium allocation fee

The charge is imposed beforehand on the premium amount. It is a percentage of

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Home Loan Complaints – Grievance and Redressal of NBFCs Home Loans

The RBI has made it mandatory for all NBFCs (Non Banking Financial Companies) to have a grievance redressal officer, whose name and contact details have to be mandatorily displayed in the premises of the NBFCs. Aggrieved borrowers who have home loan complaints can approach

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NBFC Home Loan Interest Rates

Below are the Lending Rates and Interest Rates of NBFC (Non Banking Financial Companies)
MCLR
RBI governs the lending rates in India for financial transactions by financial institutions. Earlier, RBI used to decide the base rate and all FIs would follow that rate

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Features and Home Loan eligibility from an NBFC

Home Loan Eligibility
NBFCs (Non Banking Financial Companies) base their home loan elgibility criteria on the borrower’s profile, which is defined by the following:

Age
Monthly income (gross and take home)
Spouse’s income
Assets and liabilities
Stability of occupation
No. of dependents
Savings

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Home Loan Insurance from NBFCs

Almost all NBFCs (Non Banking Financial Companies) insist on insurance cover on the property mortgaged for a home loan, to deal with unforeseen calamities (fire, earthquake, floods, etc.). In fact, borrowers who avail a home loan against property mortgaged to the NBFC should also go in for life insurance (loan-secured […]

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Bank with Care

Even if you have deposited cash with your bank in the prescribed format, with a valid counter-foil, there can be a freak chance that the money may not appear in your account. Therefore it is important to keep one’s guard up with every

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Insuring against Tsunami

In the wake of the recent tsunami that hit Japan and the 2004 tsunami that devastated the coastal areas of India, a question has arisen- if an insurance coverage is available in India? However, in India tsunami’s has been reported as far back as

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Hallmarking of Gold

Hallmarking of GoldWhy You Must Look for It
Gold is a precious metal held dear across the world. It is a wonderful ornament to wear as well as a hedge against inflation and falling markets. Gold can also be liquidated easily. However, it is

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Operational Guidelines: How to use a Travel Card

Travel cards give you freedom from carrying cash on an international trip, however there are some operational guidelines of how to use a travel card. What all dos and don’ts to follow on a foreign land so that the memories that are carried back

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Travel Cards: All FAQs answered

Consumer VOICE experts compared 8 travel cards on basis of cross country transactions, issuance fee and other parameters to list the best travel card.

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FEMA Act 1999 or Foreign Exchange Management Act, 1999 (FEMA)

The Foreign Exchange Management Act, 1999 popularly known as FEMA Act 1999, is an Act of the Parliament of India “to consolidate and amend the law relating to foreign exchange with the objective of facilitating external trade and payments and for promoting the orderly development and maintenance of foreign exchange […]

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Credit Card Features

There are various types of credit cards when you apply for credit card and you are offered one based on your needs and repayment power. Before submitting your credit card application, understanding the credit card features will not only help you choose the best credit card but also enable you to use it […]

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Types of Credit Card Frauds

If you are a credit card owner there is a chance that you may be subject to credit card frauds like thousands of others around the world. Use of credit cards around the world has increased over the years. Online payments and electronic transfers

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Credit card tips for smart users

A credit card offers unlimited financial freedom. But as all freedom, a credit card too comes with its own set of responsibilities. If used responsibly, a credit card can be a very effective financial tool. Whether you are a first timer or not, people

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Things credit card companies do not want you to know

You and your credit card are inseparable. Right from paying for your groceries, to your child’s school fees or for your movie tickets or flight bookings, credit cards are no longer a status symbol but a necessity. As a result we have enslaved ourselves

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Recovery of Guarantor Loans

Have you ever opted for guarantor loan? Do you think your friends and family will stand by you if you go for a guarantor loan? Well they probably would have refused a few years back but now becoming a loan guarantor is safe and secured. Taking guarantor personal loan is […]

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The Impact of GST on your Restaurant Bill

The Goods and Services Tax (GST) is set to make a difference to the taxes on your restaurant bills. The next time you eat in a restaurant, your bill will be different-it already is actually. This is how. As per the system of taxation before GST, the restaurant sector is […]

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Understanding ETFS or Exchange-Traded Funds

ETFs or Exchange-traded funds were once described as the new kid on the investment block, but today they are competing neck-to-neck with traditional mutual funds, literally giving them a run for their money. Both ETFs and mutual funds are viable choices for investors. However,

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SBI asked to return land papers by Ernakulam forum

The Kerala State Consumer Forum has upheld the district consumer forum’s order directing State Bank of India to return the land documents of a Muvattupuzha native as the consumer had already repaid the whole loan amount. As per the complaint of Thomas, he took a Rs 4 lakh loan that […]

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RBI Banking Ombudsman: Your go-to point for disputes concerning banking services

As part of its grievance redressal mechanism for hearing consumer complaints relating to certain banking services, the Reserve Bank of India (RBI) launched the Banking Ombudsman Scheme in 1995. With effect from 2006, it was brought under Banking Regulation Act, 1949, by government notification and

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Goods and Services Tax (GST) Benefits and Features

What is Goods and Services Tax (GST)?
The goods and services tax (GST) is a single rate of indirect tax applied in India. It subsumes all the central and state indirect taxes presently levied – including state VAT, local sales tax, octroi, entry tax,

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Goods and Service Tax, GST Rates and GST Slabs List

GST Rates and SlabsGST rates and slabs are often revised by the Indian government. They were last revised in July 2018. A few GST rates and slabs that were revised at any point of time are mentioned right here.  No GST GoodsSome of the vital goods that attract no tax […]

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Pradhan Mantri Pension Yojna (Pradhan Mantri Vaya Vandana Yojana)

Pradhan Mantri Vaya Vandana Yojana or popularly known as Pradhan Mantri Pension Yojana or  Prime Minister Pension Scheme  is a government-subsidised pension scheme for senior citizens.. It addresses  the long-standing concerns of senior citizens (varisht nagarik) who want a pension plan where their savings are protected and maximum returns guaranteed. […]

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Difference between Atal Pension Yojna, Pradhan Mantri Pension Yojna and National Pension Scheme

Atal Pension Yojana (launched on 1 June 2015) (open for all workers in the unorganised sector; subscribers of Swavalamban scheme can migrate to APY)PMVVY (launched on 4 May 2017) (Government-subsidised pension scheme)National Pension Scheme (Launched on 1 January 2004) (Open for all Indian citizens from May 2009; Government sponsored pension […]

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Stages of Cancer: Claims and Payouts in case of Cancer Insurance Plan

Some facts for you to ponder:

  There are over 100 types of cancers which can affect human beings.
  Any part of a body can be affected at any time and without any warning signals.
  The incidence of cancer is

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Buying Guide to buy the Best Cancer Insurance Plans

Comprehensive Buying Guide by Consumer VOICE experts to help you finalize Cancer Insurance Plans
Q1.  Why  buy a  cancer insurance  policy in the first place?
The following factors may have a role:

The existing health insurance cover by way of a critical illness plan

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All you need to know about Infrastructure Mutual Funds (MF) Investments

Infrastructure mutual funds are mutual funds that invest in the infrastructure sector or its ancillary companies that own, manufacture and operate infrastructure assets or infrastructure projects. Infrastructure is said to be the tangible aspects such as roads, railways, transportation, electricity and so on which

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Types of Mutual Fund Investments

A mutual fund is an investment where it pools the money of several investors and invests this in stocks, bonds, money market instruments and other types of securities. It’s an ideal investment vehicle for regular investors who do not understand much about investing. Investors

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All you need to know about LPG Insurance Cover and Cooking Gas Accidents

The number of reported cooking gas accidents increased from 33 in 2013-14 to 68 in 2014-15  (April 2014 to January 2015). The fatalities due to such accidents shot up from 23 to 37 during the same period, while the number of injured persons increased from 56 to 159. As consumers, […]

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HANDY TIPS FOR BIKE INSURANCE CLAIM OR TWO WHEELER

This article will breakdown everything you need to know about two wheeler insurances. It will make the consumer understand all aspects; from tips, suggestions to what is included and excluded under the insurance cover.
Motor Vehicles( MV) Act : this act mandates that all

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