With education cost rising every year, education loans have almost become inevitable. As most of the students studying in top educational institutions expect to earn high salaries at the end of their studies, they are likely to be in a position to repay the education loans over a period of […]
Should You Take an Education Loan for Higher Studies
According to a reliable source, the ticket size of educational loans in India has increased 47 percent in the last fiscal year, while the number of students seeking loans has reduced by 7 percent to 2.5 lakh. This data tells us that while the total amount of student loans has […]
Is Microwave Cooking Safe?
Microwaves seem like an awesome invention when you get back home after a long day at work and don’t have to cook (frozen foods) or sweat over the stove. But is cooking in the microwave safe? What’s the best way to cook in a microwave? Let’s try to find out. […]
Consumer Protection Bill, Product Liability and Brand Protection
Author: Nakul Pasricha, President, Authentication Solution Providers’ Association (ASPA) The Consumer Protection Bill 2019 has been passed by Parliament, replacing the more than three decades old Consumer Protection Act, 1986. While the earlier law did cover unfair trade practices, the current one makes it more comprehensive. It is a […]
The Health-Oriented Faceoff : Mustard Oil vs. Rice Bran Oil vs. Olive Oil
Health fads have become an inseparable part of people’s lives today. People are always looking for something that will help improve their health quickly and allow them to avoid health issues. If you are among such people and you are confused about which oil to use for cooking, then you […]
6 Secrets to Avoid Getting Scammed Via Misleading Ads
Those days are long gone when people used to create advertisements only to persuade consumers to buy their products and services over others. Now, most of the people are using advertising as a tool to mislead consumers into buying or using products and services that are not worth it. It […]
Top 7 Education Loans for Indians Seeking Foreign Education
The dream of studying abroad is seen by many students, but most of the students give up the hope of seeking education at a foreign institution when they learn about the costs associated with realizing this dream. If you are also planning to give up this dream, there is some […]
How to Increase the Shelf Life of Mustard Oil?
Mustard Oil is one of the common Indian kitchen ingredients that cannot be replaced. Its unique and pungent flavor, and its ability to make foods taste divine. If you love it too and want to make sure that you use it only when it can enhance your health rather than […]
Whitening Toothpaste – Does It Really Whiten Your Teeth
Everyone dreams of having pearly white teeth that are perfectly aligned and make us more beautiful. Unfortunately, most of us don’t have near perfect teeth,andthis compels us to rely on everything that promises to help, be it the baking soda or whitening toothpaste.If you are an Indian consumer who is […]
FAQ On Filing Consumer Compliant Online
Indian consumers have become more aware of their rights in recent years. The result of such awareness is that more and more people are filing consumer complaint online and getting justice from the consumer courts. If you have also been cheated by a manufacturer like a manufacturer of a microwave […]
Charcoal in Toothpaste – Is it good or bad?
There were times when you heard the word charcoal, you thought of the old charcoal stoves on which your grandmothers used to cook food. But now, charcoal is present in everything from a face mask to a toothpaste.If you want to know whether charcoal in toothpaste is a smart idea […]
Is the Ice Cream You Buying Worth It?
Ice cream is an indulgence people can barely resist. Most of us have ice creams particularly in the summers to beat the heat while some also have it in winters just for the amazing taste. No matter what your reasons for indulging in ice creams are, you should know that […]
How to Ensure Filing Consumer Court Complaint Online Becomes Fruitful?
Though the problem of getting cheated by a manufacturer or seller is a common one in India, many people hesitate to file a consumer court complaint online. If you are among such people, then you should know that the Indian government is doing all it can to ensure that you […]
Trust Cannot File a Consumer Protection Case as per the Consumer Protection Act
The consumer protection act 1986 has been enacted to help consumers fight for their rights and speak against the injustice done by manufacturers, distributors, retailers or suppliers. But it seems that the consumer protection act cannot be used by a trust.This was stated by the Supreme Court. A recent case […]
How can Consumer Protection Act be a Boon
How Can Consumer Protection Act Be a Boon?The Consumer Protection Act can be a useful tool in a consumer’s arsenal only if the consumer knows how to use it the right way. If you are also an aware Indian consumer who has been cheated, conned or tricked by a product […]
Apex Consumer Court Directs Mercedes Benz To Pay Rs 2 Lakh To Customer As Compensation For Manufacturing Defects In Vehicle
National Consumer Disputes Redressal Commission, in the case of Mecedes Benz India Pvt. Ltd vs. Prince Bansal &Ors. directed Mercedes Benz to pay Rs. 2 lakh to its customer as compensation for defects in the Mercedes vehicle he had purchased from them. NCDRC did not interfere with the order of […]
Apex Consumer Commission Directs Supertech to Refund 1 Crore To Homebuyer for Delay in Getting Occupation Certification (OC)
In a recent judgement, the Apex Consumer Commission has asked Supertech Limited to refund Rs 1 crore with 10 percent annual interest to a buyer for three year delay in getting OC. The commission said that the homebuyers cannot be made to suffer for the delay of possession even if the villa […]
Benefits of Ceiling Fans: How they Add Joy to Your Life
If you live in a country like India where summers last for most of the year while winters are barely there for a handful of months, then ceiling fans are likely an essential part of your home. The best thing about ceiling fans is that they stay in the background, […]
Ceiling Fan Buying Guide – Handy Tips to Know Before You Buy a Ceiling Fan
Ceiling fans are one of those inventions that have stood the test of time. They have been there for decades and are here to stay. You can find a ceiling fan in most households and offices, even the ones with air conditioners because they enhance the cooling effect of the […]
Surprising Facts About Ceiling Fans That No One Told You
Ceiling fans are a key part of most Indian households. If you often wonder why they are so important to us and how they evolved over the years then read on. Here we have mentioned a few surprising facts about ceiling fans that no one told you about.The InventionThe ceiling […]
Critical Insurance Cover – Do You Need One?
You are living a happy life with your loved ones, you have a good job, a decent income and suddenly your medical reports state that you have a critical illness that needs long term treatment and is too costly to be true. What can help you in such a situation? […]
Is Milk Giving Our Children Enough Calcium?
Our mothers and grandmothers have always boasted about how good milk is for the kids, especially growing children, and we have believed it to be true for decades. Have you ever wondered whether milk is giving enough calcium to our children? If not, it’s time you read on.Though milk is […]
Top 10 Health Benefits of Mustard Oil
If you live in India, it is very likely that you have mustard oil on your grocery list every month. It is an essential ingredient, and some foods like ladyfinger taste best when cooked in it. This oil is extracted from the seeds of the mustard plant and is very […]
How to Detect Ammonia in Our Food?
Reuters had recently published a few investigative articles in which it was revealed that ammonia is being used in many foods, especially common foods like cheese, chocolate (acidity controller) and baked goods (leavening agents). If you are also worried about how bad ammonia is for health, how to detect ammonia […]
Frost-Free Refrigerators vs.Direct Cool Refrigerators
The decision to buy a refrigerator is a big one in India because it’s an expensive home appliance for most people. If you are also planning to buy a refrigerator anytime soon or upgrade the existing one, you should know that there are two key types of refrigerators, frost-free and […]
Best Way to Use a Frost-Free Refrigerator
Frost free refrigerators have saved a lot of time, trouble, and effort for people who previously owned a direct cool refrigerator. If you own a frost-free refrigerator and feel awesome about it, then you should learn how to use it properly to ensure that it lasts longer and offers more […]
Dismissal Of Consumer Complaints On Mere Technical Grounds, Defeats The Purpose Of Ensuring Justice: Supreme Court
The National Consumer Dispute Redressal Commission (NCDRC) and other consumer courts have dismissed complaints on mere technical grounds. However, things will not be the same after the Supreme Court observed that dismissal of consumer complaints on mere technical grounds, add to the burden of litigation and defeat the purpose of […]
National Commission Has No Jurisdiction To Entertain Revision Petition In Execution Proceedings: Supreme Court
The Supreme Court has held that a Revision Petition against an order passed by a State Consumer Commission in execution proceedings is not maintainable before the National Consumer Disputes Redressal Commission (NCDRC). The revisional jurisdiction conferred on the National Commission under Section 21(b) is with respect to a pending or […]
7 Things you should know before buying a Health Insurance Policy
Life has its ups and downs and one needs to be prepared. Medical adversities can occur at any point in your life. Having a health insurance is very important, for both yourself and your family. The main function of a health insurance is to safeguard you financially if any […]
Types of Toothpastes
When you want to buy toothpaste from the market, you will come across different types of toothpastes offered by different brands. Choosing the right one can be a real problem until you know what options you have and which toothpaste will meet your expectations. A simple solution to this problem […]
Medicated Toothpastes – Pros and Cons
With time, medical science innovations are increasing at a rapid pace. One of the innovations of medical science that has got a lot of attention lately is the invention of medicated toothpastes. As the name suggests, these toothpastes have some medicinal properties. They are created specifically to help in solving […]
Importance of health insurance in India
In this fast paced life with high levels of pollution and unhealthy eating habits, one needs to protect oneself. If there is a medical emergency, will you use all your savings ? You will have to if there is no medical cover. It is important to invest in a health […]
Why Are Co-Operative Banks in India Essential for the Country?
There are a lot of co-operative banks in India and so long that we are just used to them being there. Have you ever paused and thought why India has so many co-operative banks? Are they essential for the economy? Are they vital for democracy? If so, you’ll get all […]
You Won’t Believe How Beneficial Food Fortification Can Be!
Food fortification is the process of adding one or more essential nutrients to the food to make sure that there is no deficiency of any nutrient. Though there is no doubt that there are immense benefits of food fortification, the process is not always harmless. Read on to know what […]
13 Reasons Why You Need to File Income Tax in India
I am a tuition teacher, I don’t need to file income tax. I am just a middle-class woman earning some money from my home kitchen, surely, I don’t need to file income tax. If you can relate to these statements then it’s probably time, we enlighten you on why tax […]
Frauds in Indian Education Sector and How to Stay Away from Them
Raj went for an interview for his dream job after completing his MBA from a private university and was confident of getting the offer. He even assured his family and friends that they can prepare for a big party soon. A few days later, Raj was found at the ICU […]
5 tips to keep your skin healthy this summer
Summer is great, where one can enjoy the sun. But what about your skin? The hot and humid weather can make your skin red and oily. Apart from causing acne and rashes, the scorching heat has the tendency to damage the skin cells and skin problems appear. But don’t sweat, […]
Foods to Avoid During the Indian Summer
Summer months in India are from April- July and one has to eat right to prevent any stomach prone diseases. To battle any effects of the digestive system one must include fluids in their diet. Tea and coffee should be avoided. Drinking a good amount of water is key to […]
FSSAI Announces New Packaging Regulations 2018
Bhelpuri in Newspaper Cone and Sambhar in Plastic Bag: Not Anymore as FSSAI Announces New Packaging Regulations Some freshly cooked samosas on your way back after a long and tiring day or some steaming hot momos packed in a newspaper packet is hard to resist. But have you stopped and […]
Pros and Cons of Branded Curd: Should You Buy One?
The curd is one of the Indian superfoods that’s gaining a lot of global attention these days. The result, kids who used to stay away from curd when their grandmothers urged them to have some are now chasing the curd and curd recipes as adults. Thanks to the fact that […]
How to Beat the Heat with Curd?
Summers are possibly the worst time of the year for your digestion and gut health. It’s that time of the year when you don’t feel like eating anything, you want to live off liquids, and you hate the idea of having hot foods. You probably wait for fresh food to […]
Facts About Nutrients in Curd: It’s Truly Worth It!
We all grew up hearing from our parents and grandparents about how excellent curd is for health. Well, it seems that our elders were right. Curd is packed with loads of health benefits and must be included in your daily diet no matter whether you prefer it with hot parathas […]
Curd vs. Yogurt vs. Probiotics: The Ultimate Faceoff
Most of us assumed that curd and yogurt were two different names of the same thing. This is not the case. Curd has specific properties that make it unique and so does yogurt. There is one another category people often confuse with curd and yogurt, it is known as probiotics. […]
Home loans for low credit scores
If your credit score is low that affects your financial standing, therefore a good credit score is in your best interest. There are important factors that is looked at before credit is attained. Banks and NBFCs do consider certain crucial financial aspects before sanctioning any type of credit line to […]
Home Loans – Requirements and Eligibility
When you have made up your mind to take a home loan, it is important to note down all the eligibility conditions. You need to determine your repayment capacity and review your monthly income/surplus. The higher the monthly disposable income the higher the loan amount you can be given. The […]
Different types of Home Loans in India
Home loans are a step to convert your dream property into reality. There are many types of loans available in India. Investing in house is always a safe and smart move. The value of land always grows and thus appreciation for the investment can be visibly seen within few years. […]
In the memory of late Professor P.K. Ghosh
The photograph of Late Prof.P.K. Ghosh – past Chairman was unveiled by Hon. Chairman Dr. G. Sundaram and other distinguished guests at the Consumer Voice office. Standing from Left to Right are : Mr. Ashim Sanyal : COO Mr. Anand Pandeya : Director Outreach Prof. Sri Ram Khanna : Mg Editor Dr. G […]
Classic Cornflakes Biscuit Recipe
Cornflakes is a versatile cereal and a lot can be made with it. The cornflakes texture lends itself to both savoury and sweet dishes. Cornflakes usually we have with our milk and some nuts or fruits but this time we shall make a cornflake biscuit. This is a yummy dish […]
Indian Consumers: Arise, Awake To Urge Adaption Of Consumer Protection Bill
Bhamy V. Shenoy Consumer Protection Bill (CPB) 2018 was passed by the Lok Sabha on Dec 20th, 2018. Actually this bill was tabled in 2015. However Rajya Sabha did not pass the bill and the new Parliament has to take this up after the election.CPB was not at all controversial. […]
RERA – What, Who and How
Karamjeet Kaur is one of the homebuyers who bought homes after the implementation of the Real Estate (Regulation and Development) Act (RERA). She invested her hard earned money in an under-construction project but decided to withdraw the booking amount owing to project layout inconsistencies. The builder refused to return her […]