A credit card is a plastic card issued by a financial institution that allows its user to borrow pre-approved funds at the point of sale in order to complete a purchase. Credit Cards have earned their existence & reputation as ‘affording clean credit at a price’ which the Indian banks were not doing or averse to be doing at the time of ‘debut’ of CREDIT CARDS in India. Since then, they have become a part & parcel of banking credit and have come to stay within the financial system of India. There are few things credit card companies do not want you to know and there has been an exponential increase in various types of credit card frauds. Consumers must be wary of these.

We shortlisted certain parameters based on importance/influential matrix and based on Consumer Questionnaire and have assigned points to rate the quality of service.