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Buying Guide: How to buy Best Term Life Insurance Plans?

‘Why should I keep paying for a product that does not give anything in return?’ is a common question that people ask insurance advisors. Not everyone can appreciate the fact that one pays a premium because there is a guarantee that if something untoward happens to him or her, their […]

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Commercial Vehicle Insurance Claim Process

Filing of Commercial Vehicle Insurance Claim Claims
The increasing number of accidents and incidents of vehicle thefts has made it essential for policyholders to know how to file vehicle-insurance claims. When the accident happens, call your insurance company representative as soon as possible—even

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What Does the Package Commercial Car Insurance Policy Offer?

Before reading the inclusions, exclusions and addons that you should focus on before buying a commercial car insurance policy, understand the below terminologies that will help you to understand the process easily.
Difficult Terminologies Explained
 
Legal liability (as applicable to commercial vehicles

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Common Symptoms of Diabetes and Types of Diabetes

Most of the food we eat is turned into glucose, or sugar, for our bodies to use for energy. The pancreas makes a hormone called insulin to help glucose get into the cells of our bodies. When you have diabetes, your body either doesn’t

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Points to consider to finalize Overseas Travel Insurance

Pre-existing medical conditions
Older travellers are more likely to have a pre-existing medical condition (such as hypertension) – and some will find that they are denied cover because of that condition. But there are insurers who will offer cover specifically for older travellers with

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Bank Locker Insurance

Do you have a Bank Locker Insurance?
With your jewellery and valuables inside your bank locker you can have a goodnight sleep. Well that is what you think so? However, one gets to read about safe locker thefts frequently and who knows your safety

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What are ULIP returns and why should I invest in ULIP?

The performance of various ULIPs or Unit Linked Insurance Plans, with reference to growth of units, depends on market forces as also the efficient management of investments by the appointed fund managers. Due to the ups and downs in the market based on demand/supply

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What is ULIP or Unit Linked Investment Plan?

ULIP or Unit Linked Investment Plan is a combination of insurance and investment. A portion of the premium paid by the policyholder is utilised to provide insurance coverage to the policyholder, while the remaining portion is invested in equity and debt instruments. The aggregate

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What are Associated ULIP charges?

Your ULIP policy may come with additional associated charges. Please read the terms and conditions carefully before opting for ULIP. These charges could be :

Premium allocation fee

The charge is imposed beforehand on the premium amount. It is a percentage of

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Home Loan Insurance from NBFCs

Almost all NBFCs (Non Banking Financial Companies) insist on insurance cover on the property mortgaged for a home loan, to deal with unforeseen calamities (fire, earthquake, floods, etc.). In fact, borrowers who avail a home loan against property mortgaged to the NBFC should also go in for life insurance (loan-secured […]

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Buying Guide to buy the Best Cancer Insurance Plans

Comprehensive Buying Guide by Consumer VOICE experts to help you finalize Cancer Insurance Plans
Q1.  Why  buy a  cancer insurance  policy in the first place?
The following factors may have a role:

The existing health insurance cover by way of a critical illness plan

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Types of Mutual Fund Investments

A mutual fund is an investment where it pools the money of several investors and invests this in stocks, bonds, money market instruments and other types of securities. It’s an ideal investment vehicle for regular investors who do not understand much about investing. Investors

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HANDY TIPS FOR BIKE INSURANCE CLAIM OR TWO WHEELER

This article will breakdown everything you need to know about two wheeler insurances. It will make the consumer understand all aspects; from tips, suggestions to what is included and excluded under the insurance cover.
Motor Vehicles( MV) Act : this act mandates that all

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Insurance firm asked to compensate for denying accident claim

A consumer court in Chennai has directed an insurance company to pay compensation to its customer who was denied the claim amount for his damaged car on the ground that the damages were not relevant to the cause andnature of the accident.The petitioner, M Chandrasekar of Kolathur, was driving with […]

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